TERMS OF USE

Effective Date: 2025/06/25

Welcome to Universal Buyers Guide (“we”, “us”, or “our”). By accessing or using universalbuyersguide.com (“Site”), you agree to comply with and be bound by these Terms of Use.

1. Acceptance of Terms

By using our Site, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, please do not use the Site.

2. Use of the Site

  • You agree to use the Site only for lawful purposes.

  • You will not misuse the Site, attempt unauthorized access, or interfere with its operation.

  • All content is for informational purposes only and does not constitute professional advice.

3. Intellectual Property

All content on this Site—including text, graphics, logos, images, and software—is the property of Universal Buyers Guide or its content suppliers and is protected by copyright and intellectual property laws.

4. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their content, accuracy, or privacy practices.

5. Limitation of Liability

We make no warranties about the accuracy, completeness, or reliability of the Site’s content. We shall not be liable for any damages arising from your use or inability to use the Site.

6. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes indicates your acceptance of the new terms.

7. Governing Law

These Terms are governed by the laws of Brazil.